Effective Date: May 26th 2025

These Terms of Service ("Terms") govern your use of the Auto Credit Centers website and services, which are provided by CrossRoads Marketing.

1. Acceptance of Terms
By accessing or using our site, you agree to these Terms and our Privacy Policy.

2. Eligibility
You must be at least 18 years old to use our services.

3. Use of Services
You agree to provide accurate information and to use our services only for lawful purposes. We reserve the right to refuse or terminate service at our discretion.

4. Communications Consent
You agree that we and our partners may contact you via phone, text, email, or automated technologies (including robocalls or AI systems), and that your information may be shared or sold to facilitate service.

5. Third-Party Links
We may include links to third-party websites. We are not responsible for their content or privacy practices.

6. Intellectual Property
All content on our site is owned by or licensed to CrossRoads Marketing. You may not reproduce, distribute, or exploit any content without our permission.

7. Disclaimer of Warranties
Our services are provided "as is" without warranties of any kind. We do not guarantee loan approval, trade-in values, or vehicle availability.

8. Limitation of Liability
We are not liable for any indirect, incidental, or consequential damages arising from your use of our services.

9. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.

10. Changes to Terms
We may update these Terms at any time. Continued use of the site constitutes your acceptance of the updated Terms.

11. Contact Information
For questions about these Terms, contact:
CrossRoads Marketing info@crossroadsmarketing.net